Hopkins Financial is a non-bank lender specializing in Idaho real estate loans. Since 1983, we’ve helped clients across Hayden and the rest of Idaho secure alternative real estate financing when banks say no.
Whether you’re developing land, flipping homes, or buying investment property, our team is ready to help you succeed.
Quick, flexible funding for real estate purchases—ideal for those who need fast closings or don’t qualify for traditional loans.
Short-term real estate loans secured by the property itself. Perfect for investors and developers.
Finance your next residential or commercial build in Hayden with flexible draw schedules and local support.
Access interim financing while waiting for long-term funding or a property sale.
Designed for investors flipping homes. Get money fast so you can renovate and resell quickly.
Need to buy or develop raw land? We finance bare land, subdivisions, and commercial lots.
We say yes when banks say no.
Our asset-based approach means we focus on the value of your real estate—not just your credit score.
We proudly serve:
Frequently Asked Questions (FAQs)
A private money loan is real estate financing provided by non-bank lenders like Hopkins Financial. These loans are typically based on the value of the property (asset-based lending) rather than your credit score or income history, making them ideal for borrowers needing fast, flexible solutions.
We offer fast approvals—often within 24 to 48 hours—and quick closings to help you secure property without delay. Speed is one of the biggest advantages of working with a private lender.
No. At Hopkins Financial, we focus on the property’s value and your equity, not your credit score. We work with borrowers who have low credit, past bankruptcies, or are self-employed with non-traditional income.
We finance a wide range of real estate in Idaho, including:
Yes, we provide private and hard money loans across all major cities and regions in Idaho, including Boise, Meridian, Nampa, Idaho Falls, Twin Falls, Pocatello, and Coeur d’Alene.
Ready to move forward on your real estate project in Hayden?
Hopkins Financial is here to help with customized lending solutions and decades of experience.
Call us today or start your loan application online.
