Loan Amounts: $40,000 to $1,000,000+
Owner-Occupied Residential Loans
(Idaho Only!)
Need A Loan Against Your Personal Residence in Idaho?
Hopkins Financial Services, Inc. is licensed only in the State of Idaho to broker loans for owner-occupied residential properties—that is, any home you live in, from single-family homes up to four-unit dwellings.
Because these loans are federally regulated, they require full income documentation (to demonstrate the ability to repay) and a standard residential appraisal.
But unlike traditional banks, we work with all property types and all credit profiles.



When Can Hopkins Help?
We may be a fit for you if:

Your property is located in Idaho (we cannot broker residential loans outside Idaho

You have cash or equity in your home.

You’ve experienced credit challenges, such as a low credit score, a discharged bankruptcy, or a recent short sale.

You need to close quickly (subject to federally required timelines and disclosures).

Your property is non-conforming by bank standards (e.g., mobile home on foundation, rural acreage, zoning issues).



General Loan Terms:
Get Started Now





How can we help?
Note that we only make residential loans in Idaho. We make commercial loans throughout the entire US. If you have questions, call our office at 208-HOP-KINS (467-5467).