Commercial Real Estate Loans Throughout the United States

Why Hopkins Financial for my Commercial Loan?

We are based in Meridian, Idaho and make non-conforming commercial loans throughout the US.  Hopkins Financial is a private money lender with 400+ private investors and have made a half of billion+ private loans since 1983.  If you own a commercial property and need to refinance or are trying to purchase a commercial property and you cannot get a loan from a conventional source we may be able to help.  This type of lending can also be referred to as "hard money" or "asset-based" lending.

Why Hopkins Financial for my Commercial Loan?

We are based in Meridian, Idaho and make non-conforming commercial loans throughout the US.  Hopkins Financial is a private money lender with 400+ private investors and have made a half of billion+ private loans since 1983.  If you own a commercial property and need to refinance or are trying to purchase a commercial property and you cannot get a loan from a conventional source we may be able to help.  This type of lending can also be referred to as "hard money" or "asset-based" lending.

 

We find our clients have come to us for a loan because:

- The property is in process of being leased and vacancy rate is too high.
- Tight time frame to close
- Credit issues or Bankruptcy
- Self-employed; difficult income verification

 

Loan Terms:

  • Loan Amounts: $10,000 to $5,000,000+
  • Location: Commercial – Located in the U.S. Property Types: Retail, Office, Industrial, Multi-family (5+ units), Land Development, Mobile homes park.
  • Interest Rates: Starting at 8.75%, depending on credit and property type (Average 10%-12%).
  • Points: 3%-5% (on average), varies with the loan request.
  • Loan to Value: Average 60%; Up to 80%.
  • Term: 6 month to 30 years; Average 5-10 year balloon.
  • Funding Time: 7 to 30 business days - varies with type of loan.
Commercial Operation in a Residential Parcel
Commercial Operation in a Residential Parcel
Mobile Home Park
Mobile Home Park
High Vacancy Retail Center
High Vacancy Retail Center

How can we help?

In order to access our Individual Commercial Application, please provide your name and email address.
In order to access our Business Entity Commercial Application, please provide your name and email address.