News
Hard Money Loan vs. Traditional Mortgage Loan: What’s the Real Difference?
When most people think of financing real estate, they picture applying for a traditional mortgage loan through a bank or mortgage company. That process can work well when borrowers have excellent credit, steady income, and properties that fit neatly inside conventional lending…Read more
July 2025 Boise Real Estate Market Update: How Hopkins Hard Money Loans Create Opportunity
The July 2025 Boise housing market tells an interesting story: inventory is climbing, sales are steady, and prices are holding strong. According to the latest Boise Regional REALTORS® (BRR) report, Ada County now has nearly three months of supply, up 23% year-over-year,…Read more
Hopkins Financial Funds $2 Million Rural Subdivision Loan in Just 14 Days
Boise, ID — Hopkins Financial Services has successfully closed a $2,000,000 private money loan in only 14 days for a seasoned real estate developer with strong credit and high net worth. This deal involved a rural mountain acreage subdivision with 19 remaining bare land lots for sale — and a time-sensitive business opportunity…Read more
Fast Money, Real Results: How Private Lending Fuels Time-Sensitive Deals
When opportunity knocks in real estate, it often doesn’t wait around. Sometimes the best deals aren’t the ones that hit the open market—they’re the ones that come with a tight timeline and a motivated seller. In those moments, traditional lenders…Read more
We Think Outside the Box – Private Money Loans for Unconventional Real Estate Situations
Hopkins Financial | Creative Real Estate Lending Since 1984 We don’t live in a box—because we don’t think like a bank. At Hopkins Financial, we specialize in private money real estate loans for properties and borrowers that don’t meet traditional guidelines.…Read more
Land Loans Demystified: How to Finance Dirt When Banks Won’t Touch It
Buying or owning land can be one of the most strategic real estate moves you make—if you can get financing. But that’s the catch. Whether it’s raw land, agricultural acreage, development property, or an oddly zoned parcel, traditional lenders don’t…Read more
Creative Cross-Collateralization: Using What You Own to Get What You Want
How Real Estate Investors Leverage Equity in Existing Properties to Unlock New Opportunities When traditional banks say no, real estate investors turn to private lenders for creative solutions — and one of the most powerful, underutilized tools in the private…Read more
When Timing Is Everything: How Hopkins Funded a $5M Car Wash Acquisition for Bankable Borrowers
A Real-World Example of How Hard Money, When Used Strategically, Can Be the Smartest Move At Hopkins Financial Services, we often help borrowers who don’t qualify for traditional bank financing — due to timing, property type, or credit issues. But…Read more