News
10 Tips on how to choose a mortgage lender
Finding the right mortgage lender can be one of the most critical decisions in your home-buying journey. After all, the lender you choose will significantly impact your mortgage payments, loan terms, and the overall cost of your home loan. Whether…Read more
Getting a mortgage after bankruptcy: Here’s what you can do
Bankruptcy can feel like the end of the road for many people, especially those who are considering buying a home. But the truth is that getting a mortgage after bankruptcy is not only possible, it’s more common than you might…Read more
Financing a mobile home on land: Things you need to know
Mobile and manufactured homes have long been some of America’s most affordable housing options, with the cost of mobile homes tending to come out lower than the cost of most site-built homes. This cost-friendliness makes them attractive to first-time buyers,…Read more
New Year, New Deal: What Private Money Lending Is (and Isn’t) in 2026
A new year is the perfect time to look ahead and get intentional about your real estate plans. As we step into 2026, many buyers and homeowners are asking the same questions: Will I be purchasing a home or investment property…Read more
Why Are Private Money Interest Rates Higher Than Conventional Loans?
One of the most common questions we hear at Hopkins Financial Services is: “Why are private money interest rates higher than conventional mortgage loans?” It’s a fair question — and an important one to understand before choosing the right financing option. The…Read more
When Capital Capacity Matters: Hopkins Financial Services Helps Arrange $9M+ Joint Venture for Major Development
Sometimes, the challenge isn’t finding a good deal—it’s having enough capital and bandwidth to capture all of the good deals in front of you. Recently, Hopkins Financial Services helped facilitate a significant real estate transaction for a large, experienced developer who already…Read more
Self-employed? Here’s how to get a mortgage without the stress
Being self-employed gives you flexibility, independence, and control over your career. However, it can also make the mortgage process unnecessarily complex. Many self-employed individuals assume they cannot qualify for a home loan simply because they do not receive traditional pay…Read more
Grateful for Hard Money: Why We’re Thankful for Our Clients This Thanksgiving
As Thanksgiving approaches, all of us at Hopkins Financial Services are reflecting on what we’re most grateful for—the clients who trust us with their real estate financing needs. From homeowners and investors to business owners and builders, you’ve chosen to work with…Read more