Find Non-Traditional Loan in Lewiston
Your Trusted Private Money Lender in Lewiston, Idaho
Hopkins Financial is a non-bank lender specializing in Idaho real estate loans. Since 1983, we’ve helped clients across Lewiston and the rest of Idaho secure alternative real estate financing when banks say no.
Whether you’re developing land, flipping homes, or buying investment property, our loan services are designed to help you succeed.
Our Loan Services in Lewiston, Idaho
🏡 Private Money Loans
Quick, flexible funding for real estate purchases—ideal for those who need fast closings or don’t qualify for traditional loans.
🏡 Hard Money Loans
Short-term real estate loans secured by the property itself. Perfect for investors and developers.
🏡 Construction Loans
Finance your next residential or commercial build in Lewiston with flexible draw schedules and local support.
🏡 Bridge Loans
Access interim financing while waiting for long-term funding or a property sale.
🏡 Fix and Flip Loans
Designed for investors flipping homes. Get money fast so you can renovate and resell quickly.
🏡 Land & Lot Development Loans
Need to buy or develop raw land? We finance bare land, subdivisions, and commercial lots.
Lending Solutions for Challenging Situations
We say yes when banks say no.
- ✅ Bad credit or low credit scores
- ✅ Recent bankruptcy
- ✅ Self-employed borrowers
- ✅ Fast closings needed
- ✅ Non-traditional income sources
Our asset-based approach means we focus on the value of your real estate—not just your credit score. Learn more about private money loans and how they can help you.
Serving All of Idaho, Including Lewiston
We proudly serve:
- Boise
- Meridian
- Nampa
- Idaho Falls
- Caldwell
- Pocatello
- Twin Falls
- Coeur d’Alene
- And all surrounding areas in Idaho
What is a private money loan?
A private money loan is real estate financing provided by non-bank lenders like Hopkins Financial. These loans are typically based on the value of the property (asset-based lending) rather than your credit score or income history, making them ideal for borrowers needing fast, flexible solutions.
How fast can I get approved for a loan?
We offer fast approvals—often within 24 to 48 hours—and quick closings to help you secure property without delay. Speed is one of the biggest advantages of working with a private lender.
Do I need good credit to qualify for a hard money loan?
No. At Hopkins Financial, we focus on the property’s value and your equity, not your credit score. We work with borrowers who have low credit, past bankruptcies, or are self-employed with non-traditional income.
What types of properties do you finance?
We finance a wide range of real estate in Idaho, including:
- Residential homes
- Investment properties
- Commercial buildings
- Land and lot development
- Fix and flip projects
- Mobile homes on land
- Office and industrial spaces
Can you lend in all areas of Idaho?
Yes, we provide private and hard money loans across all major cities and regions in Idaho, including Boise, Meridian, Nampa, Idaho Falls, Twin Falls, Pocatello, and Coeur d’Alene.
Apply Now for a Real Estate Loan in Lewiston, Idaho
Ready to move forward on your real estate project in Lewiston?
Hopkins Financial is here to help with customized lending solutions and decades of experience.
Call us today or start your loan application online.