News
Why Construction Loans Are Hard to Find—And How Hopkins Financial Can Help
If you’ve ever tried to secure a construction loan through a traditional bank, you already know the frustration: lenders are eager to finance the finished product, but few are willing to take the risk on the build itself. That’s where Hopkins…Read more
What Is a True Bridge Loan—And When Do You Actually Need One?
Understanding how short-term real estate loans can unlock big opportunities In the world of real estate, timing doesn’t always line up perfectly. Maybe you’ve found your dream home—but your current home hasn’t sold yet. Or you need to act fast…Read more
Financing Non-Conforming Properties: What Banks Won’t Touch—But We Will
In the world of real estate, not all properties are created equal. While traditional banks prefer cookie-cutter homes in suburban neighborhoods, many borrowers find themselves shut out of financing simply because their property doesn’t fit the mold. That’s where Hopkins Financial…Read more
🏡 Why Hard Money Lending Is Booming in 2025 — And What It Means for Boise Real Estate
As we head into summer 2025, one thing is clear in the world of real estate investing: hard money mortgages are having a moment. With traditional lenders tightening their standards and 30-year fixed mortgage rates hovering around 7%, investors are seeking…Read more
How Rising Inventory in Boise Creates Opportunity — and How Hopkins Financial Hard Money Can Help!
The Boise housing market is shifting — and smart buyers and investors are already paying attention. Inventory in Ada County surged nearly 100% from April to May, with over 1,000 homes now listed for sale. That’s the highest year-over-year increase…Read more
Is A Hard Money Mortgage From Hopkins Financial Right For You?
Is a Hard Money Mortgage Right for You? When traditional banks say no, hard money lenders may say yes. If you’re a real estate investor, self-employed borrower, or someone needing fast financing on a non-conforming property, a hard money mortgage might be…Read more
Honoring Service. Empowering Dreams. A Memorial Day Message from Hopkins Financial Services
This Memorial Day, We Remember. At Hopkins Financial Services, we pause to honor the brave men and women who gave their lives in service to our country. Their sacrifice is the foundation of the freedoms we enjoy today — including…Read more
📢 Announcing Our New Website Look – Built with You in Mind
We’re excited to share that our website — HopkinsFinancial.com — has a brand-new look! At Hopkins Financial Services, our mission has always been to connect borrowers with fast, flexible, and reliable real estate financing solutions. With that same focus in…Read more
